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The biweekly mortgage has been around for years but with the recent media attention to the real estate industry in general and the mortgage industry in particular Authentic Connor Brown Jersey , the biweekly has been getting thousands of home owners to use this simple, yet powerful, way to speed up the principal payment process. Why is this so popular? How does it work? How can I do this?

Here is why this is so popular to hundreds of thousands homeowners. It is an easy and effective way to increase the equity in a home. It can also shorten the life of the mortgage substantially. It does this with just about the same mortgage payment that one usually makes per month so it is affordable to anyone who owns a home. The biggest obstacle is just doing it.

Biweekly means that the homeowner will make a payment every two months instead of once per month. Basically what you do is take your monthly payment, cut it in half and then make that payment every two weeks. So how does this save money? Well Authentic Nikita Zaitsev Jersey , by paying every two weeks you will actually end up paying more off the principal every year because:

1. There are 52 weeks in a year.

2. That means you make 26 payments a year.

3. With the monthly payments you would make the equivalent of 24 payments a year.

4. The 2 payments extra would go towards your principal.

5. This accelerates the payment of the loan and each month the principal gets paid by an ever increasing rate.

The great thing about this is because each month is only a few days over 28 days ( 4 weeks) the biweekly mortgage payments are not a hardship on any home owners. The most extra days in a month are 3 and some months have 0 or just 1 extra day.

So why wouldn't everyone just do this? I think much of it has to do with either they don't know about it or they think " I can just pay extra off my principal anytime I want. Why pay biweekly?"

But the problem is that a large percentage of people don't ever make any extra payments to their principal. They think about it but don't do it. There is always other more important things to use the money for, even though the actual money they need every month to make a big difference is quite low.

Discipline is a key factor here. If someone has enough discipline it really isn't necessary to use a biweekly mortgage plan. This doesn't mean that people who don't use a biweekly aren't disciplined. Only those who want to pay down their mortgage principal but never seem to be able. So, in a way the biweekly is just a formula to help homeowners, who are usually very busy with other parts of there life Authentic Patrick Marleau Jersey , become more disciplined and make them pay off the mortgage principal more quickly. With today's prices, a homeowner can save over $50,000 and cut 5 years off the life of the mortgage!

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Copyright 2005 By Tim Phelan

Tim Phelan is a full time internet marketer who has been self employed for the last 12 years. Real estate, the environment Authentic Zach Hyman Jersey , art, world culture, politics are some of his other interests. For a totally free biweekly mortgage manager visit this link: gagemanager

email nalehpmit@

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Which SEO hat do you wear? Is it white or black? Or perhaps it's a subtle shade of gray. Well, wherever you are on this spectrum Authentic Ron Hainsey Jersey , if you are like 99% of the SEO-fixated webmasters out there, you are doing all you can to get visitors to your site. Where you used to optimize your keywords meta tags, you now worry about anchor text and XML site maps.


So, you finesse your site Authentic John Tavares Jersey , schmooze the algorithm du jour and begin to climb the slippery search engine rankings pole. But this is where you have to leave your SEO tricks behind and start thinking conversion.


Whoa there! Conversion? That's all about making sales on shopping sites. My site's a forum! I don't sell anything. What has conversion got to do with me?


Everything, my friend. Everything?.


SERP Conversion


You want visitors to come your site, right? That's why you climb greasy SERP pole, after all. (And why you lay awake at night wondering when the next Florida Authentic Nazem Kadri Jersey , Hilltop or Bourbon algorithm earthquake is going to hit.) But what does it matter if you reach the peak, but no one clicks through to your site anyway?


The fact is that you have to convert prospective visitors even before they arrive. You have to pique their interest, tweak their curiosity and make sure they click your link and not the other guy's. And all you have to use are words. No technical tricks will help you now ? your only tools are plain ol? words.


The SERPs will show words from two of three places. Two of these you can control and one you can't:


title tag.


meta description tag.


3.A directory description.


(For example, Google is known to use DMOZ descriptions in their SERPs Authentic Auston Matthews Jersey , and Yahoo uses their directory descriptions in theirs.)


Now, there's not much you can do about how Yahoo or DMOZ editors describe your site, so don't worry about number 3. But do what you can do: Place your value propositions clearly in 1 and 2, and use them to lure searchers into your website.


So you have to convert people before they even get to your site. But that's not all?. You want them to stay Authentic Mitchell Marner Jersey , right?


Flash Conversion


No, this has nothing to do with being blinded by bright lights on the road to Damascus. Nor am I telling you to go and make a 100% animated website.


This ?flash? is that split second, that tiny window of opportunity that opens up when a searcher arrives at your site and decides whether they have actually found what they are looking for? or not.


Typically, you'll have a couple of seconds to persuade the new visitor to stay and hang out. That's all you get. It's the ultimate in speed-dating. So Tyler Ennis Jersey , how do you wow your 'date?? Do you show him a page of scraped ?content? interspersed . Wholesale Authentic Jerseys Wholesale NFL Jerseys Wholesale NBA Jerseys China Wholesale Throwback Jerseys Wholesale NHL Jerseys From China Wholesale NFL Jerseys Cheap Wholesale NCAA Jerseys China Wholesale Basketball Jerseys Wholesale Baseball Jerseys Cheap Soccer Jerseys